What other cover can be provided on a builders insurance policy?
If you run your business from an office, you can insure the building and its contents as part of your builders insurance policy. You will have a range of tools that you use in your day to day work that can be covered, alongside any owned or hired in plant and machinery.
You may well hold some stock, or have materials on site that you are using for a job. These, too, can be insured, protecting you from the cost of replacement should they be stolen, for example.
If you have vehicles that you use in the course of your work – a van or truck that you use to ransport materials and workers, for example, then you may benefit from having them insured within your policy. Where you have a number of vehicles, it may prove cost effective to include a mini fleet cover, which gives you greater flexibility, less admin and could save you money.