What types of insurance do we deal with at Real?
Being a specialist commercial insurance broker, we deal with most types of insurance for business, from the smaller retailer through to export manufacturers, (particularly for exporters to the USA) larger construction and contracting companies. We have our specialist areas though whether that is by Industry Sector or by insurance type.
Whether its metals, plastics, timber or cloth, insurance is essential and whilst the UK might be predominantly a service driven, manufacturing still plays a huge part in the regions economy.
A manufacturers insurance requirements can be complex, key production machinery and equipment, how easy are they to replace, what is the effects on the business if they can’t easily be replaced or the lead time is considerable, how does this work with your business interruption cover and how long the insurer will continue to pay.
Liability Insurance is the cornerstone of any insurance program, does the business install its products, or just manufacture, are the products exported, in particular to places like the USA? Key factors that need to be understood and correctly detailed in any manufacturers insurance policy.
Motor Trade and the Automotive Sector Insurance
Nottingham like most cities have their share of the garage trade, motor trade insurance for Nottingham businesses is essential but arguably one of the most complex single trade polices too.
Real Insurance Group are specialist brokers to hundreds of motor traders throughout the UK, being real specialists with our bespoke Chipsmart Brand, a product built especially for SMART Repairers and Paintless Dent Removal Technicians.
Whilst the motor trade is very wide in terms of its trade sector, at Real we specialise in a few select areas, Service & Repair Garages, MOT Test Stations, Vehicle Sales, Bodyshops and Accident Repair Centres, for the rest of the sector though we prefer to leave to our industry colleagues.
Talk to us about your business requirements with one of our motor trade team, whether you are a small community-based repairer or a much larger franchised dealer dealing with Cars, Vans or Motorcycles.
The term contractors usually focus around Contractors in the construction trades with Liability Insurance, particularly Public & Employers Liability being the main type of insurance required.
Whilst having Liability Insurance might be the cornerstone of covers for contractors and the construction sector, its worthwhile considering the other protections such as Contract Works Insurance, Contractors All Risks, Own and Hired in Plant to name a few, all vital protects in this sector.
Being the preferred insurance broker to many contracting companies within the area, speak to us about your contractor’s insurance requirements. Whilst we have an “all of market” approach we have relationships with some insurers, all A rated or at Lloyds of London that are quite exclusive providing excellent cover and premiums.
Talk to one of our commercial team about your Contracting or Construction insurance requirements.