Who needs office insurance?
If you run business out of an office, no matter whether it’s from home, from larger commercial premises, it makes sense to protect your office equipment, furniture and fixtures and fittings against damage or loss caused by theft, fire, flood, just as some examples.
Where you also have staff, or have members of the public (clients, for example) visit you at your premises, you’re likely to need some liability insurance in place too. Employers and public liability insurance can protect your business from claims for loss, injury, illness or worse that they may claim has been caused by your business activity.
There are other considerations, but if you run a business from an office it’s likely that you would benefit from having some cover in place. In some cases you may need them by law. If you’d like to discuss office insurance, call Real Insurance Brokers today, and we’ll help you work out what you need.
What is Office Insurance?
Office insurance generally refers to a package of covers brought together in a single policy, designed to protect an office based business from a range of perils that it may face. No two policies are typically the same as they can be tailored around a specific businesses particular requirements.
If you fear your office may not be sufficiently protected by your current business insurance, please contact us now to discuss your risks, and how office insurance could help mitigate them.