Steel Erectors Insurance
Get a quote for Steel Erectors Public Liability and a range of other covers you may need
Steel Erectors Insurance
Specialist insurance designed to support your business at height.
Working as a steel erector involves significant risk. With heavy steel sections being moved at height around construction sites poses potential dangers – not just to your own team, but also to other workers and members of the public.
That’s why having the right insurance in place is crucial.
Why Do Steel Erectors Need Insurance?
If an accident were to happen – for example, a steel beam causes injury or damages property – public liability insurance protects your business. It covers:
Legal defence costs if a claim is made against you
Compensation payments if you’re found liable
Even if the claim is unsuccessful, defending it can still be expensive. And in many cases, public liability insurance can be a condition of your contract with a main contractor or end client.
At Real Insurance, we’ve supported businesses across the construction industry, and we understand the risks and responsibilities steel erectors face on site.
What’s Included in a Steel Erectors Insurance Policy?
We’ll tailor your policy to match the specific needs of your business. Common areas of cover include:
Public Liability Insurance
Covers claims of injury or property damage caused by your work. This is typically essential on any construction site.
Employers’ Liability Insurance
A legal requirement if you have people working for you, including labour-only subcontractors or casual staff.
Professional Indemnity Insurance
If you offer advice or design services, this protects you against claims of professional negligence.
Tools and Equipment Cover
Protect your tools, equipment, and materials from loss, damage, or theft.
Owned and Hired-in Plant Cover
Insure both your own machinery and any plant you hire to carry out the work.
Personal Accident Insurance
If you or a worker is injured on the job, this cover provides financial support for replacing lost income.
Setting the Right Indemnity Limits
Each part of your Combined Liability Insurance policy will have a limit of indemnity – the maximum the insurer will pay in the event of a claim. If you’re working as a subcontractor, your main contractor or client may set specific cover requirements.
Not sure what’s appropriate? Our team will take the time to understand your business, talk through your risks, and recommend suitable cover levels.
Other Covers to Consider for Steel Erectors
In addition to trade-specific insurance, we can help protect the other parts of your business:
Why Choose Real Insurance?
At Real Insurance, we’re experienced in arranging cover for construction professionals, including steel erectors. We take the time to understand your work, your risks, and your requirements – and we’ll find the right protection from a panel of leading UK insurers.
