Building Contractors Insurance
Get the right insurance and get on site.
What is included in a Building Contractors Insurance policy?
Building contractors insurance is a broad term that covers a range of essential protections tailored to your specific needs. When you arrange cover through Real Insurance, you’re only paying for what matters to your business – no unnecessary extras.
Here are the core types of insurance most building contractors typically need:
Public Liability Insurance for Building Contractors – This cover protects you if a member of the public makes a claim for injury or property damage caused by your work. In most cases, clients will require proof of this insurance before you can start a job – it’s often a contractual requirement.
Employers’ Liability Insurance – If you employ staff, even on a casual or temporary basis, this cover is a legal requirement. It protects you against claims of injury, illness, or loss made by employees while working for you.
Commercial Vehicle Insurance – Using a van or another vehicle for business? It needs to be properly insured to keep you on the road. We can include your vehicle cover as part of your overall policy.
What additional covers should a Building Contractor consider?
In addition to the core covers, there are a number of further covers that you may wish to think about.
Contractors All Risks Insurance – This covers damage or theft involving your tools, materials, site hut, or equipment while on site – as well as accidental damage to the structure you’re working on. It’s a smart way to avoid unexpected out-of-pocket costs for rework or replacement.
Buildings Insurance – If you run your business from a physical location – such as a yard, workshop, or storage unit – this cover protects the building and its contents against fire, theft, and damage.
Other valuable covers include:
Tools (owned or hired)
Plant and Equipment
Personal Accident Cover
Let us know what you need, and we’ll build a policy that works for you.
Why choose Real Insurance Group?
Real Insurance Group are a specialist insurance broker with a strong track record of supporting the construction sector. We understand the day-to-day risks that contractors face and work with a wide network of leading UK insurers to find competitive quotes that suit your needs as a Building Contractor.
By working with us, you’ll have a peace of mind knowing your business is protected by the right cover – chosen from a range of trusted options.
