Vehicle Repairers Insurance
Cover for your vehicle repair, servicing and MOT business
Why do I need vehicle repairers insurance?
If you run a business servicing, repairing and MOT’ing vehicles, its important to have the rights types of insurance cover in place to protect your business in the event that anything goes wrong.
When you are repairing vehicles you and your business can be exposed to many risks. Within the course of your working day you will need to drive customers vehicles perhaps for road testing or diagnosing a fault.
Just working on a vehicle has many risks, damage to the vehicle itself could occur costing many thousands of pounds to repair.
What is Car Repair Insurance?
Car repair insurance usually is known as motor trade insurance, it’s available in its simplest form protecting you and your business against any losses that you could be held responsible for. That could be damage you have caused to a vehicle whilst driving it, or whilst repairing it, your customers expecting you to keep it safe against theft or damage.
What is covered by a car repair insurance policy?
A car repairer insurance policy can be purchased that will protect the smallest of businesses carrying out mechanical repairs and MOT tests to large accident repair centers who carry out full vehicle rebuilds.
Buying insurance for repairing cars needs to be dealt with by a specialist motor trade insurance broker who understands the complexities of the covers that dovetail the protections your business needs.
For most businesses that carry our repairs to cars, vans or commercial vehicles typically buy what is called a motor trade combined insurance policy, this type of insurance would be needed to provide all the essential covers in one place.
Business Premises Insurance – protecting the assets of the business such as vehicle ramps, tyre fitting machinery, MOT lanes with brake testers. Portable hand tools can be very expensive and needs to be correctly covered, your business depends on it.
Business interruption insurance can help you stay in business even when you can’t work because of loss or damage to premises making vehicle repairs impossible.
When working on motor vehicles liability insurance has specialist covers provided that are designed just with those in mind. Public Liability Insurance can protect you if you injure or damage a member of the public or their vehicle, usually a policy includes special covers like Defective Workmanship Insurance should you cause damage to a vehicle that you have worked on.
What does Car Repair Insurance cost?
Unfortunately, we can’t give you that answer without fully understanding the needs your business has, exactly what covers are required and the type of vehicle repairer you are.
Speak to us today, we are vehicle repairer and motor trade insurance specialists dealing with businesses such as yours throughout the UK. We can assist you in obtaining a suitable insurance policy to protect your business.
Call us on 0330 058 0260
Why choose Real Insurance Brokers for your car repair insurance cover?
You can rely on Real Insurance Brokers because we are independent, because we work with all of the most reputable insurers in the UK, and because we know how to help you choose exactly the cover you need at a reasonable price.
You need experts for this kind of decision, and that is exactly what we are!
