Mini Fleet Insurance
Great cover at competitive prices for small fleets
Why do I need small fleet insurance for my business?
Perhaps you own or operate a small fleet of vehicles, but feel that your operation is too small to make ‘fleet insurance’ a viable option.
The problem is, the smaller your business, the more of the actual administration work falls directly on your shoulders.
Keeping up with even 2-3 different insurance policies (and the complexities of changing driver rosters) can be a handful.
Mini fleet insurance (also called small fleet insurance) can help simplify things for you, and might even save you some money. Would you like to learn more? Call Real Insurance Brokers on 0330 058 0260 today!
What is Mini Fleet Insurance?
Mini fleet insurance or small fleet insurance is a single commercial or business vehicle insurance policy that can cover all of the vehicles (and drivers) of your fleet, with a single premium to pay and a single point of contact for changes, questions and claims.
A ‘mini fleet’ in this context could refer to as few as 2 vehicles. They don’t even have to be the same kind of vehicle. Small fleets can be made up of cars, vans, trucks and lorries.
The exact definition of a ‘mini fleet’ varies from insurer to insurer though.
You’ll have to look closely at each policy, and make sure it applies to your organisation and the way you do business. Luckily, Real Insurance Brokers can help with that part.
What is typically covered by a Small Fleet Insurance policy?
That all depends on the makeup of your fleet. If your fleet is used solely to transport your people (between different worksites, to client meetings, etc), then you can select anything from the bare minimum third party protections to protecting yourself with comprehensive cover.
If your fleet carries goods of any kind, you might need ‘goods in transit’ cover added to your small fleet insurance, which typically pays out for any goods damaged, lost or stolen while being transported on the vehicle.
No matter what type of fleet you have, you should consider certain types of public liability cover as well.
Why choose Real insurance for my mini fleet insurance cover?
In the end, choosing the ‘right’ mini fleet insurance policy can make your organisation more efficient, and protect you against the kinds of losses that can easily cripple or destroy a company. Choosing the ‘wrong’ type of insurance could see you paying for far more than you use, or could fail to protect you in certain critical ways./span>
Real Insurance Brokers takes the time to learn about your organisation, and to help you find the coverage that you need, affordably and conveniently.
