Carpet Shop Insurance
Retail shop insurance designed for your business
Need carpet shop insurance for your retail business?
Finding the right carpet shop insurance for you and for your business is more complicated than choosing the lowest premiums.
Most experts would advise considering the policies offered by a wide range of insurers, and comparing them to the actual risks your business faces.
If you would like to discuss your business situation with Real Insurance Brokers, as well as what types of carpet shop insurance cover would best address them, we’d love to hear from you!
What is Carpet Shop Insurance?
Carpet shops face most of the same risks that other small businesses do, but also their own set of unique challenges.
Specialised carpet shop insurance can protect against property damage to your premises or stock, from liability due to mistakes made by your installers, or even injury to your own employees.
Most carpet shop insurance policies will provide a fairly comprehensive set of protections designed to ‘cover all of your bases’ fairly well.
What does a carpet shop policy provide?
That depends on the exact policy you choose, and the insurer. However, a ‘typical’ carpet shop insurance policy might include:
There are certain minimum requirements under the current law. You are almost certainly required to carry some form of qualifying employers liability cover, for the protection of your employees if nothing else.
In addition, if you rent or lease your premises or have a mortgage, you might be required by those terms to insure the building, its contents, or some or all of your equipment.
Why should I choose Real Insurance for my carpet shop insurance?
If you run a carpet shop, you probably need some kind of insurance cover. However, there are many valid risk management strategies, and Real Insurance Brokers are not here to tell you how to run your business.
We’re here to help you understand the risks that face you, and give you options to mitigate those risks. Which options you choose – if any – is entirely up to you.
We have many years of experience helping carpet shop owners find cover that is both suitable and affordable. Give us a call today to learn more!
