What Other insurance is available for security guards?
When taking out static or mobile security guard insurance, there are a number of other considerations to be potentially made.
Your business may use security guard dogs, in which case you might need to think about anything that your dog might do such as bite someone, it’s essential that the insurance cover you take out also extends to cover your liability for the actions of the dog.
Sometimes a security business might need to operate specialist equipment, CCTV for instance as well as surveillance equipment for monitoring property of crowds allowing you to mobilise your guards to the most effective locations.
With many operations being run remotely this can mean that there is a significant amount of expensive technology located both at the monitoring point as well as on the ground to. When you are working from your own premises it’s essential that not only is the equipment itself covered but the property that you are working from too.
It might be that you operate your business from commercial premises, in which case buildings and contents cover may be required. A Package Insurance policy is likely to cover some of the essential areas of your business, if you have a loss at your premises, business interruption insurance will keep you in business should you not be able to work from your premises should the worst happen.
Working from Home – sometimes a security guard might run their business from home, Home Office Insurance will be able to cover the essential business machinery.
Accident and Sickness Insurance – unfortunately anyone can be involved in an accident or become ill, if you can’t work then it can become difficult to stay ahead financially and this is where cover providing an income whilst you are ill can be essential.
Motor Insurance – Getting you or your employees to site