Email Compromise overtakes Ransomware in Cyber insurance claims Latest research from insurer AIG show there are more cyber insurance claims than ever before as the number of threats targeting businesses continues to rise. Business email compromise (BEC) overtook ransomware to become the primary reason for cyber-insurance claims according to [...]
The Legal systems in the USA differs to ours in the UK. Do I need US Product Liability Insurance The Legal systems in the USA differs to ours in the UK, Besides being much more costly legal action can come from anywhere, whether it be individuals, businesses or class [...]
The Real Guide to VAT and Sums Insured: What you need to know Many businesses are not prioritising the valuation and risk assessment aspect of their insurance, fearful that it may lead to higher premiums. Underinsurance occurs when you have not taken out the right amount of insurance cover [...]
British Airways: the first major fine since the new GDPR rules came into force As you may have read in the press, British Airways is facing a record fine of £183 million from the Information Commissioner’s Office (ICO) after suffering a cyber attack in September last year. It is [...]
Guide to buying Car Traders Insurance Need advice on buying a Car Traders Insurance policy? - Look no further. We break it down for you in this simple guide. Car Traders Combined Insurance (sometimes called Motor Traders Combined Insurance) can be a confusing area to navigate, partly because it [...]
How technology is providing vital evidence with motor fleet claims Dash cams are becoming more commonly used by British motorists, with almost 11 million using one. In the unfortunate event of an insurance claim resulting from an accident, they eliminate any element of doubt to an insurer by providing [...]
Why you should use an independent commercial insurance broker There have recently been a lot of advertisements pointing towards standard off the shelf commercial insurance policies that have been made available online. This is all well and good but without seeking professional advice, do you know if your business [...]
Engineering inspection – a statutory requirement As a motor trade insurance specialist Real Insurance sees many motor traders of all sizes throughout a year, these differ between a small trader doing a few repairs to franchised car and motor cycle dealers. Almost all motor traders will use some sort [...]
The problem with Cyber insurance There is cyber insurance, cyber insurance and then there is cyber insurance. Confused, well you are not on your own. It’s an absolute minefield of terminology, jargon and this tech stuff, much of which bores the pants of many people. Cyber attacks, hacking, call [...]
Digital Encryption With Cyber activity more and more hitting the headlines, any precautions available to protect your digital devices should be applied as a matter of utmost urgency. What is Encryption? Encryption is a a digital “Key” used to convert data (Encrypted data) to a format that makes it [...]
