The increased Cyber Security Risks during the Coronavirus COVID-19 pandemic

2020-04-01T13:40:43+01:00April 1st, 2020|

The increased Cyber Security Risks during the Coronavirus COVID-19 pandemic   The number of people working remotely in recent weeks has increased significantly, and sadly, even given the circumstances, cyber criminals are working to exploit these opportunities. Many businesses up and down the country have found their employees working through [...]

Unoccupied offices and business premises during the COVID-19 national emergency

2020-03-27T14:42:34+00:00March 26th, 2020|

We appreciate this is an extremely difficult time for businesses and at Real Insurance we want to provide help as much as possible during this difficult time. Many offices and businesses up and down the UK are now sitting empty.  The Coronavirus COVID-19 pandemic in the UK has seen [...]

Carriers Insurance – are your goods fully covered?

2020-02-26T08:33:24+00:00February 25th, 2020|

About two hours ago I was sat waiting for my ferry at Cherbourg watching the HGV’s and Carriers Vans driving past with what must be hundreds of thousands of pounds worth of goods, this made me think about the Carriers Insurance. Now sat in the comfort of my cabin [...]

Has your car been changed since it was manufactured?

2020-02-07T08:08:18+00:00February 7th, 2020|

Has your car been changed since it was manufactured? - If so, it could be considered modified by insurers.   Modifying cars is a past-time for drivers of all ages. What is classed as a vehicle modification from an insurers point of view?  A modification is any change you [...]

Vendors Extension and Dual Insurance

2020-02-04T07:31:41+00:00February 3rd, 2020|

Vendors Extension and Dual Insurance In the UK, Dual Insurance and something called a Vendors Extension isn’t something most brokers will come across on a daily basis, unless you are a specialist broker to the USA market (like us). We are frequently contacted to arrange this type of cover [...]

The outbreak of Coronavirus. How does this affect travel insurance?

2020-01-29T12:44:52+00:00January 29th, 2020|

The outbreak of Coronavirus. How does this affect travel insurance? The outbreak of Coronavirus in parts of China is a rapidly developing situation and we would strongly advise anyone travelling to the country to look at the guidance issued by the Foreign and Commonwealth Office (FCO) which is updated [...]

Online sellers – is insurance essential for your business?

2020-01-15T13:27:58+00:00January 7th, 2020|

Online sellers: who’s to blame when it all goes wrong? Just before the Christmas break I was looking for a gift for someone, my daughter introduced me to online sellers - Etsy and other online e-commerce market places like Amazon, Notonthehighstreet and similar. A vast spectrum of gifts to [...]

What is underinsurance and how could if affect my home or business?

2019-12-11T10:51:01+00:00December 11th, 2019|

Put simply, underinsurance occurs when the amount that you have insured for is too low. Your insurance premium is calculated based on your individual circumstances and the amount of cover you choose to take out to protect the Buildings, Contents  and for businesses covers such as Business Interruption. Underinsurance [...]

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